Deposit Funds

Deposit Funds are nemely: Current Deposit Account, Savings Deposit Account and Term Deposit Account. For further details see: ISRA, Islamic Financial System; Principles and Operations.

Current/Checking Account


Can the Lessor Invest the Tenant’s Security Deposit?
Can High Net-Worth Accountholders Be Promised Special Privileges?
Can the Bank Impose Charges on Withdrawals from a Current Account?
Can the Bank Impose Restrictions on Withdrawals from a Current Account?
Changing a Check in a Foreign Currency; What Day’s Price Should Be Recorded?
Using Current Account Deposit as Pawn
Can an Islamic Bank Charge a Customer for Writing a Bounced Check?
Can an Islamic Bank Provide Aid to Certain Clients in Return for Keeping Accounts with the Bank?
RESOLUTION No. 86/3/95: "BANK DEPOSITS (Bank Accounts)"
Resolution No. 83: Amānah (Safekeeping) Precious Metals Accounts
Resolution No. 149: The Corporation usage/disposal of (inactive) small-balance accounts with the guarantee of such accounts
Can an Islamic Bank Sequester Funds in the Account of a Customer Who Applies to Open an L.C.?
قرار رقم 143 (1/16) بشأن زكاة الحسابات المقيدة وشركات التأمين الإسلامية والتأمينات النقدية ومكافآت نهاية الخدمة
الجوائز النقدية أوالعينية
الجوائز النقدية أو العينية على الحسابات
الحسابات الجامدة (غير المتحركة)
تقاضي البنك مصاريف من العميل لفتح الحساب الجاري وإمساكه
توزيع جوائز للحسابات الجارية والادخارية
Wadiah And Mudharabah Current Account
Transferring The Balance Of Certain Current Accounts To Savings Accounts
Can Money in a Current Account Be Used as Security for a Debt?
What is the Rule When an Unrestricted Investment Deposit Holder Wants to Withdraw His Deposit before the End of the Deposit Period?
Can an Islamic Bank Charge a Fee for Issuing a Bank Draft?
What is the Ruling on Funds with Unknown Account Holders?
Can an Islamic Bank Give Financial Aid to Charitable Organizations with Accounts at the Bank?
Can an Islamic Bank Give Some Current Account Holders Special Privileges?
Can an Islamic Bank Give Gifts to Holders of Accounts Having Funds above a Certain Amount?
Can an Islamic Bank Impose Fees on Some Accounts and Not Others?
Is a Customer Allowed to Transfer Funds from His Savings Account to His Current Account?
Is it Allowed to Deposit Funds in a Conventional Bank in Exchange for Reduced Fees on Tawarruq Transactions?
How Should an Amount Transferred from a Savings Account to an Insurance Account Be Considered?

Term/Time Account


Can an Islamic Bank Let Companies That Deal With Usury Have Current Or Investment Accounts?
RESOLUTION No. 86/3/95: "BANK DEPOSITS (Bank Accounts)"
Investment Deposit Account As Pawn in Murabaha Financing
قرار رقم 143 (1/16) بشأن زكاة الحسابات المقيدة وشركات التأمين الإسلامية والتأمينات النقدية ومكافآت نهاية الخدمة
الجوائز النقدية أو العينية على الحسابات
انخفاض قيمة العملة
أرباح الودائع بالعملة الصعبة
استثمار البنك ودائع العملاء بالعملة الصعبة وردها بالعملة نفسها
الحسابات الجامدة (غير المتحركة)
(كسر الوديعة (التخارج
حساب فترة الوديعة الاستثمارية
الأرباح من وديعة الاستثمار
العائد على ودائع الاستثمار
عمل وديعة مخصصة من دون خلطها بأموال المصرف
أرباح المضاربة في حالة سحب الوديعة قبل انقضاء مدة المضاربة
توزيع الجوائز النقدية لودائع الاستثمار
توزيع الأرباح الناتجة عن عملية الاستثمار
When Does an Agent Record the Profit from Murabahah on Behalf of His Principal?
Special Investment Account
Can an Investment Deposit be Used as Security for a Deferred Payment Sale?
What is the Rule When an Unrestricted Investment Deposit Holder Wants to Withdraw His Deposit before the End of the Deposit Period?
When Should Profits Earned Be Credited to the Accounts of Investment Account Holders?
Can an Investor Withdraw from an Investment Project before Its Term?
Can a Condition of Investment Link the Right of Withdrawal to Relinquishment of any Share in the Profit or Loss?
How to Treat a Customer Who Withdraws his Deposit from an Unrestricted Investment Account before the Agreed Time?
Is It Allowed to Mix Deposits of Different Periods?
Can Investment Accounts Share in the Same Profit and Loss Calculation if They Are Opened on Different Dates?
How to Treat a New Deposit in a Mudarabah Investment Account?
Is It Allowed to Restrict the Right to Withdraw from an Investment Deposit Account?
What is the Investment Procedure in Case an Investment Savings Account is Opened in a Foreign Currency?

Individual Retirement Account


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