Qard is the transfer of ownership in fungible wealth to a person upon whom it is binding to return wealth similar to it as defined by AAOIFI Shari'ah Standard No. 19. The essence of qard is to provide on loan the wealth or property to one who will gain from this act. By giving, the receiving party will employ and consume it in pursuit of his aims and then return back its equivalent value.

Resolution No. 179 (19/5): Tawarruq: its meaning and types [Organised Tawarruq Impermissible in 2009]
Can the Lessor Invest the Tenant’s Security Deposit?
Which Day’s Exchange Rate Should Be Used in Repaying the Bank for Withdrawals on a Bounced Foreign Check?
Leasing Combined With Property Development
An Islamic Bank Has an Account in Foreign Currency with a Foreign Bank and Vice Versa. Can They Treat Each Other’s Deposits as Non-Interest Loans for Investment?
The Islamic Development Bank inquiry regarding financing long-term infrastructure projects
Can the Bank Impose Charges on Withdrawals from a Current Account?
Can the Bank Impose Restrictions on Withdrawals from a Current Account?
Can Two Banks Agree to Allow Each Other Overdraft Privileges as Interest-Free Loans?
Investments Using Funds in Accounts Set aside for Insurance on Leased Apartments
Is It Lawful for a Debtor to Offer to Pay Part of a Debt before the Due Date on the Condition That Extra Time Be Given to Pay the Rest?
Providing Customers No-Interest Loans to Trade Currency for Profit
Resolution No: 13 (1/3)[1]: Concerning The Islamic Development Bank’s inquiries
Borrowing Gold to Sell It; with Periodic Settlements with the Original Owner
Can a Creditor Make His Loan Conditional on the Borrower Buying from or Selling to the Creditor?
Can a Lender Stipulate a Reciprocal Loan as a Condition for Lending?
Can an Islamic Bank Allow a Client with a Large Account to Remain Overdrawn for a While?
Can an Islamic Bank and Conventional Bank Loan Each Other Money if the Loans Bear No Interest?
Can an Islamic Bank Charge Borrowers for Administrative Expenses Related to Managing the Loans?
Can an Islamic Bank Give an Interest-Free Loan to a Company That Plans to Use It for Currency Speculation?
Can an Islamic Bank Provide Aid to Certain Clients in Return for Keeping Accounts with the Bank?
Can Two Companies Loan Each Other Offsetting Interest-Free Loans in Two Different Currencies?
How to Treat an Overdraft on an Investment Account?
Is an Exchange of Deposits a Type of Loan with an Added Benefit?
Resolution No. 83: Amānah (Safekeeping) Precious Metals Accounts
Resolution No. 106: an overdraft agreement
الجوائز النقدية أوالعينية
رهن محل تجاري للبنك وتمكينه من الانتفاع بنصف مردود المحل المرهون
إنفاق حصيلة الإيرادات الناتجة من الفوائد المحرمة وغرامات المدينين المعسرين المماطلين
قيام البنك بإيداع وديعة لدى أحد البنوك الذي يبيعه أجنبية بسعر شراء البنك المركزي
بطاقة الائتمان الإسلامية وفقاً لصيغة القرض الحسن
ودائع الادخار
وضع مبلغ معين من المال تحت تصرف العميل مقابل حصول البنك على نسبة من الإيرادات أو صافي الأرباح
نموذج للقرض الحسن
آلية إثبات القيد المحاسبي لعمليات تبادل الودائع (تبادل القروض)
القروض المتبادلة
إعطاء الموظفين قروضًا حسنة أو تمويلهم بربح أقل
تحويل عملية مرابحة فاسدة إلى قرض حسن
إصدار شهادات إيجار مالي لتغطية كشف الحساب
توزيع جوائز للحسابات الجارية والادخارية
Accepting Hibah from The Customers
Hibah In Loan (Qardh)
To Borrow With A Promise To Lend
Use of Qardh Hasan in Financing
Lending Someone Money to Pay a Key Money Fee
Can Money in a Current Account Be Used as Security for a Debt?
May an Islamic Bank Deposit Money with a Commercial Bank without Interest?
Is It Allowed to Stipulate That Qard Hasan Be Repaid in an Amount That Has the Same Buying Power as the Amount Loaned?
Why Do Some Scholars Distinguish between Loans and Other Liabilities When Money Is Scarce?
Can an Islamic Bank Charge a Fee for Issuing a Bank Draft?
Can an Islamic Bank Take Loans from Banks That Are Indebted to It?
If One Partner Injects Additional Capital after the Initial Capitalization, Should the Shares of Profit Be Adjusted?
What is the Rule on an Islamic Bank Issuing Credit Cards or Acting as an Intermediary to Issue Them?
Can a Condition of Investment Link the Right of Withdrawal to Relinquishment of any Share in the Profit or Loss?
Can an Islamic Bank Loan Money to a Customer for Currency Trading via the Bank?
Is It Allowed to Exchange Loans in Different Currencies?
Is It Permissible for Banks to Exchange Interest-Free Loans?
How Should an Amount Transferred from a Savings Account to an Insurance Account Be Considered?
What Is the Ruling if a Debtor, After Late Payment of a Debt, Voluntarily Loans the Same Amount to the Creditor for the Same Period?
Is it Allowed to Enter in an Investment of lending that Bring Benefit?
Is KLP Commercial Project of KFH’s Asian Fund Conform to Shari‘ah?
Is it a Must from a Shariah Point of View to Know about The Origin of the Customer’s Money?
Is it Allowed to Contract a Murabahah whereby the Customer Has Paid an Amount to the owner of the Asset?
What’s Your Opinion Regarding the Treatment of a Composite Lease as a Loan by the US Internal Revenue Service (IRS)?
Qard Principles in Islamic Finance
Liquidity Management Instrument Based on Qard
Combination of Advance Profit Payment Based on Qard and Murabahah Contract
Mechanism to Overcome Deficit in Participants’ Risk Fund
Adaptation (Takyif) of Wadi`ah Yad Dhamanah as Qard
Hibah in Qard Contract
Deposit Product Based on Mudarabah and Qard Contracts
Is it Allowed to Use Zakat Funds to Give Qard Hasan from these Funds to the Company’s Employees that Are in Need of Financial Assistance?
Is it Permissible for the Bank to Place Interest-Free Deposits with Other Banks on the Condition that these Banks Place Similar Deposits When Needed?
Is it Allowed for an Islamic Bank to Provide Qard Hasan to Another Bank on the Condition that the Latter Sells Foreign Currency to the Former Based Purchase Price Determined by the Central Bank?
Qard Hasan Framework After Amendments
What’s the Shariah Ruling Regarding a Loan with Specified Nominal Interest Given to a Company by the Shareholders Owing to Investment Conditions?
What’s the Shariah Opinion Regarding the Handling of a Bank’s Previous Riba-based Loans that Were Made before the Bank Was Converted to an Islamic Bank?
Is It Allowed to Collect a Nominal Amount as a Fee for Each Over-the-Counter Withdrawal Slip from a Current Account?
Is It Allowed for KFH to Pay Shareholders’ Contribution in a Company as Qard Hasan and Mortgage the Shares of the Shareholders as a Security for the Benevolent Loan?
Is It Allowed for KFH to Provide Qard Hasan That Can Be Converted into Shares?
Is It Allowed for a Customer Willing to Purchase a Land from KFH to Agree with a Company to Pay Him the Down Payment in Exchange for Carrying Out the Construction Work?
Is It Allowed to Mortgage an Undeveloped Land to Obtain an Interest-Based Financing in Order to Develop the Land?
What’s the Shariah Characterization of the Current Account?
Is It Allowed to Charge a Fee on Customers Issuing Cheques in Case of Insufficient Funds or No Balance?
Is It Allowed to Charge a Fee on Over-the-Counter Withdrawals from the Automated Service Accounts?
What’s the Shariah Opinion Regarding Balances in the Claims Account That Have Been There for a Long Time Linked to Past Customers Who Cannot Be Reached?
الدخول مع أحد المصانع في مشاركة متناقصة
الدخول مع مصنع في مشاركة متناقصة لإضافة خط إنتاج جديد
Resolution No. 50 (1/6): Real Estate Financing
Murabaha - Standard (58)
Murabaha - Standard (122)

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