Other Concepts

Zakat


Leasing Fund: Calculating Zakah
Leasing Investment Formula
Resolution No. 2: Zakah of Non-Fungible Objects and Lands Which Are Leased Out And Not Cultivated
Zakah on Leased Asset
Zakah on The Assets of a Factory
What Should Be Done with Small Cheques Issued to Accountholders Who Cannot Be Located or Contacted?
RESOLUTION No. 76/7/8: PROBLEMS OF ISLAMIC BANKS
SETTING TRADERS’ PROFITS by Dr Yūsuf al-Qaraḍāwī
قرار رقم: 165 (3/18) بشأن تفعيل دور الزكاة في مكافحة الفقر وتنظيم جمعها وصرفها بالاستفادة من الاجتهادات الفقهية
قرار رقم 143 (1/16) بشأن زكاة الحسابات المقيدة وشركات التأمين الإسلامية والتأمينات النقدية ومكافآت نهاية الخدمة
الصرف من صندوق الإيرادات قيد التصفية على موظفي البنك
إخراج الزكاة في حالة التأجير المنتهي بالتمليك
دفع الزكاة عن أرباح أموال المساهمين أو الاحتياطيات
Resolution No. 28 (3/4): Zakah Of Corporate Shares
Bonds, Interest Deposits And Unlawful Properties
Resolution No. 2 (2/2): Concerning Zakah on Real Estate and Non-Agricultural Leased Land
Resolution No. 1 (1/2): Concerning the Zakah of Debts
An Islamic Bank Contribute to a Charitable Project from Its Profits or Zakah Fund?
Is It Allowed to Invest Zakah Funds?
Must the Creditor Pay Zakah on Outstanding Debts?
Can Waiving a Debt Be Considered Payment of Zakah?
Who is Responsible to Pay Zakah in a Profit-Sharing Partnership?
What is the Starting Time in Calculating Zakah for an Amount Added to a Bank’s Reserve Fund and for the Issuance Premium?
Is Zakah Due on a Piece of Land if the Owner Plans to Build on It in the Future?
How to Calculate the Zakah of Shares?
How Should Zakah Be Calculated for the Solar Year?
What Is the Amount of Zakah that must be Paid by the Owners of a Fund’s Units?
Resolution No. 120 (2/13): Zakah on Agriculture

Khiyar


Are Currency Option Contracts Legal?
When a Government Agency Hires a Contractor to Build Housing for Citizens, Is It Lawful for the Citizens to Request Changes to the Basic Plan if They Agree to Pay for Them?
Can Two Banks Agree to Allow Each Other Overdraft Privileges as Interest-Free Loans?
Discount For Early Payment
A Shari‘ah-Compliant Alternative to an Option Contract
Is It Permissible to Sell a Good Calculated to Be of a Certain Amount on the Condition That If There Is Any Shortfall Then It Will Be Deducted from the Agreed Price?
What Is the Rule Regarding When the Buyer Does Not Accept Any Defect Upon Delivery?
Is It Permissible for the Buyer in Murabahah to Agree with the Original Seller to Return the Goods If All of Some Were Not Sold?
How Does Resale Affect the Buyer’s Option to Annul the Original Sale?
Damage to or Loss of the Purchased Good
Shortfall in a Good Sold by a Calculation of the Amount
The Bank Uses the Purchase Undertaker’s Import License to Purchase a Foreign Good
The Buyer Discovers a Defect in the Goods
The Murabahah Purchaser Returns Goods to the Original Seller
The Purchase Undertaker Wants to Return Unsold Goods to the Original Seller
Ensuring Proper Separation Of Contracts
Purchase Option Such That the Seller Will Only Acquire Possession of the Good if the Buyer Exercises the Option
Signing a Contract to Sell Something to the Government before Owning the Product
Stipulating an Option to Annul a Sale after the Buyer Has Accepted the Original Offer
Signing a Contract to Sell Something to the Government before Owning the Product
Stipulating an Option to Annul a Sale after the Buyer Has Accepted the Original Offer
Can a Retailer Return Unsold Goods to the Wholesaler and Get a Full Refund?
Can the Islamic Bank Buy Goods from the Retailer and Make It Its Agent to Resell Them to Customers but Stipulate That the Retailer Buy Back Unpurchased Goods?
Can the Buyer Reserve the Right to Annul a Delayed-Delivery Sale Six Months after the Purchase?
Who Bears Liability for Goods Returned Due to Defects?
Is It Allowed to Stipulate an Option to Either Buy Leased Property at the End of the Lease Period or Renew the Lease?
Is It Allowed to Enter a Lease Contract That Ends with the Purchase of the Leased Property?
What is the Ruling on a Lease Agreement That Culminates in Ownership?
Is It Allowed To Lease to the Seller through a Separate Contract from the Sale Contract?
What Is the Ruling of Investment Fund for Ijarah?

Iqalah


A Client Pays Full Rent at the beginning of the Month but Leaves in the middle
A Tenant Requests Early Termination of a Lease Agreement
Buying an Asset That Is Leased to a Third Party
Can a Fee Be Charged to Transfer a Lease Agreement from One Tenant to Another?
Can a Tenant Cancel a Lease Agreement before Using the Usufruct?
Can the Customer Ask the Bank to Take His Place in a Construction Contract?
Can a Broker’s Fee Be Recovered if a Sale is Terminated?
Iqalah
A Pre-Existing Contract Between the Original Seller and the Purchase Undertaker in Murabahah
Is It Allowed to Charge a Late Penalty on a Credit Card Holder if He Misses a Payment?
A Prospective Customer Has Already Made a Down Payment to the Supplier
Can Murabahah Occur if the Prospective Buyer Has Already Given the First Seller a Down Payment?
Charging a Fee for Annulling a Sale or Transferring Registration of Ownership
How to Terminate a Pre-Existing Contract in Order to Effect a Murabahah Sale?
Seller Free From Guaranteeing Any Defect?
The Buyer Discovers a Defect in the Goods
The Intermediate Seller Lacks Detailed Knowledge of the Imported Goods
السحب المبكر من وعاء المضاربة
Hibah In The Takaful Industry
Cancelling A Murabahah Contract
What Is to Be Done if the Supplier Is Unable to Deliver Some of the Sold Goods?
What Is to Be Done in Murabahah about Anomalies in Delivery of the Subject of the Sale?
The Buyer Discovers a Defect or Shortfall in the Purchased Good
Stipulating No Liability for Defects in a Sale
Stipulating an Option to Annul a Sale after the Buyer Has Accepted the Original Offer
Stipulating an Option to Annul a Sale after the Buyer Has Accepted the Original Offer
What is the Rule When an Unrestricted Investment Deposit Holder Wants to Withdraw His Deposit before the End of the Deposit Period?
Can a Retailer Return Unsold Goods to the Wholesaler and Get a Full Refund?
Can the Islamic Bank Buy Goods from the Retailer and Make It Its Agent to Resell Them to Customers but Stipulate That the Retailer Buy Back Unpurchased Goods?
Can the Buyer Reserve the Right to Annul a Delayed-Delivery Sale Six Months after the Purchase?
If a Customer Cancels the Sale of His Used Car to the Bank after the Title Has Been Transferred, and the Bank Allows It, Can the Bank Charge Him for the Inspection Expenses It Incurred?
Who Bears Liability for Goods Returned Due to Defects?
How to Deal With an Exchange Discrepancy in a Canceled Sale That Involved Different Currencies?
Is it Allowed to Stipulate a Penalty Clause against the Defaulting Lessee in a Lease Contract?
Is It Allowed To Agree To Omit or Add New Tasks in a Construction Contract?
Is it Islamically Lawful for an Employer to Decline to Transfer the Work Permit of an Employee Who Resigns to Take a Better Offer?
Can an Investor Withdraw from an Investment Project before Its Term?
Can a Condition of Investment Link the Right of Withdrawal to Relinquishment of any Share in the Profit or Loss?
How to Treat a Customer Who Withdraws his Deposit from an Unrestricted Investment Account before the Agreed Time?
Is It Allowed to Restrict the Right to Withdraw from an Investment Deposit Account?
What is the Ruling on Terminating an International Murabahah Deal before Its Term?
Revisiting the Ruling on Terminating an International Murabahah Deal before Its Term
What is the Ruling on Withdrawal of a Deposit Made in Foreign Currency from an Investment Account Before the End of the Deposit Period?
Issues in Foreign Currency Investment
Is it Permissible to Make an Advance Rental Payment at an Agreed-Upon Percentage In a Real Estate Lease Contract Ending with a Promise to Own the Real Estate?
Is it Impermissible to Separate the Money of Depositors from the Money of Shareholders?
Charging Fees on Services
What is the ruling on charging a nominal fee for withdrawing an investment deposit before the end of its period?

Ta'widh


Who Is Liable for Damages to Rental Property?
Claiming Legal Expenses From The Customers
Forward Foreign Currency Transaction
Giving Hibah As Compensation For Delayed Payments
Ta'widh On Judgement Debt
A Seller Agrees to Accept Expired Products from the Buyer and Replace Them with New Products
Is It Permissible for Any Party of the Contract to Increase the Value of the Contract After Signing It and Concluding the Sale?
Is It Permissible to Contract a Sale of Goods That Have a Defect on the Condition That the Defect Be Explained to the Him Before the Contract Is Concluded?
Is It Allowed to Sell a Government-Issued License to Undertake a Project?
Any Link between the Insurance Settlement for Damaged Goods and the Seller’s Settlement with the Purchase Undertaker?
Damage to or Loss of the Purchased Good
Defects In The Subject Matter
Insurance Compensation for Damaged Goods Exceeds the Actual Loss; What to Do with the Excess?
Is It Lawful for the Bank to Ask the Purchase Orderer to Guarantee It against Damages Caused to the Bank by the Primary Seller?
Overcompensation by the Insurance Company above the Actual Damage
The Buyer Guarantees the Reliability of a Fraudulent Exporter. Who Is Liable?
The Purchase Undertaker Requests the Intermediate Seller to Pass on Insurance Compensation for Damaged Goods
غرامة التأخير للعملاء في حالة المماطلة في سداد مبلغ الاعتماد
فرض غرامة تأخير على العميل الذي لا يفي بالتزاماته
غرامة التأخير والمماطلة في السداد
نكول الواعد بالشراء في شراء العملات
عقد الصرف الآجل
تحميل الوعاء العام مصاريف إصدار بطاقة التقسيط
تعويض العميل من قيمة البضاعة التالفة قبل تسلمه إياها
قيام البنك عند تلف البضاعة المستوردة باستيفاء مبلغ من شركة التأمين يزيد عن المبلغ الذي دفعه البنك
تحويل عملية مرابحة فاسدة إلى قرض حسن
مدى جواز تسجيل المبالغ الزائدة عن أصل الدين ضمن أرباح البنك
(كسر الوديعة (التخارج
Delayed Payments In A Murabahah Contract
Resolution No. 50 (2/6): Rulings on Installment Sales
Various Issues
What Is to Be Done if the Supplier Is Unable to Deliver Some of the Sold Goods?
Can a Credit Cardholder Refuse the Life Insurance Contract That Comes with It?
Commissions on Third-Party Insurance Policies
Fire Insurance
Full Compensation for a Damaged Insured Item That Has Not Been Fully Paid for
If Some of the Goods Are Damaged, Must the Price Be Adjusted?
If the Value of Insured Property Fluctuates, What Should the Insured Value Be?
Insurance against Investment Risks
Insurance against Vandalism
Insuring Cars and Other Items
Insuring Cash at Bank Branch Offices
Insuring Valued Possessions against Fire, Theft, Etc.
Is Comprehensive Auto Insurance Allowed?
Marine Insurance for 110% of the Goods’ Value, Taking into Account Shipping Expenses among Other Factors
The Permissible Limits of Insurance Compensation
Transferring the Right to Benefit from Insurance to a Purchase Undertaker after the Sale
Transporting Goods with a Guarantee against Loss
Various Types of Banking Insurance
What Compensation Amount Should Be Obtained When Insuring Furniture against Fire?
When the Award for Personal Accident Insurance Exceeds the Diyah
Imposition Of Ta'widh In Islamic Finance
Accepting Hibah from The Customers
A Penalty Clause for Delay in a Murabahah Contract
Can a Penalty Clause for Late Payment Be Added to an Islamic Banking Contract?
What if an Unscrupulous Debtor Delays Payment to an Islamic Bank because It Doesn’t Charge Interest?
Who Is Liable for Goods Damaged after Reaching the Port if the End Buyer Did Not Delay in Trying to Claim Them?
Can a Financial Penalty Be Imposed for Breach of a Promise to Buy?
Can a Bank Put a Clause in an Installment Payment Contract Requiring the Buyer to Pay a Penalty for Late Payment?
Can the Lessor Charge the Lessee a Fee for Transferring the Lease to His Name?
Is “Key Money” Lawful When Leasing Shops?
Is It Allowed to Enter into Lease Contracts That Include Penalty Clauses? If So, What Should Be Done with Penalty Fees Collected?
Is Someone Entrusted with a Deposit Liable if It Gets Lost or Stolen?
Who Has the Right to Money Taken from Contractors Due to Construction Delays?
What is the Ruling on Providing Additional Services That Include Life Insurance to Visa Gold-Card Holders?
Some Conditions for Issuing a Visa Card
Is a Guarantee against any Defect in the Product of Istisna‘ Allowed?
Is it Allowed For an Islamic Bank to Accept Government Compensation for Lost Income Due to Force Majeure?
What are the Conditions of Istisna‘ Contract?

Gharamah


Can a Contractor Be Fined for a Delay in Completing a Job if No Damage Results from the Delay?
Penalty should be proportionate to actual damage
What is the Proof That a Bank Can Charge for the Expenses of Issuing a Letter of Guarantee?
Ta'widh On Judgement Debt
Can a Bank Stipulate Up-Front That, if a Customer Misses a Payment, He Must Pay Two Instalments?
Is It Allowed to Charge a Late Penalty on a Credit Card Holder if He Misses a Payment?
Fine Imposed by The Customs
صيغة الشرط الذي يضمن بالعقود لإلزام العميل بالزيادة التي تضاف لحساب مخصص الديون المتعثرة
إنفاق حصيلة الإيرادات الناتجة من الفوائد المحرمة وغرامات المدينين المعسرين المماطلين
غرامة التأخير للعملاء في حالة المماطلة في سداد مبلغ الاعتماد
(الغرامات المفروضة على المصارف من قبل البنك المركزي (بنك السودان
فرض عقوبات في حالة مماطلة المرابح
فرض غرامة تأخير على العميل الذي لا يفي بالتزاماته
غرامة التأخير والمماطلة في السداد
نكول الواعد بالشراء في شراء العملات
عقد الصرف الآجل
Delayed Payments In A Murabahah Contract
Murabahah Debt Restructuring with Central Banks as Guarantor
Resolution No. 50 (2/6): Rulings on Installment Sales
LG from a Conventional Bank as Security in Murabahah
Imposition Of Ta'widh In Islamic Finance
Judgement Of The Court With Regard To Penalties On Delayed Payments
Accepting Hibah from The Customers
A Penalty Clause for Delay in a Murabahah Contract
A Penalty Clause for Late Payment
Is it Lawful to Financially Penalize a Rich Debtor Who Delays Payment?
What Can an Islamic Bank Do if a Debtor Who Can Afford to Pay Delays Payment?
What if an Unscrupulous Debtor Delays Payment to an Islamic Bank because It Doesn’t Charge Interest?
Selling to Someone Who Will Resell Using Interest-Based Contracts
Selling to Someone Who Will Resell by Charging Interest
Who Bears Unexpected Demurrage Charges in a Murabahah Contract?
Can a Company in Partnership with an Islamic Bank Claim Reimbursement for Interest Charges on a Letter of Guarantee the Partner Got from a Conventional Bank without Consulting the Islamic Bank?
What is the Ruling on Selling Cars to a Usurious Institution?
What Is the Ruling on Sale by Installments?
Can a Financial Penalty Be Imposed for Breach of a Promise to Buy?
Can a Bank Put a Clause in an Installment Payment Contract Requiring the Buyer to Pay a Penalty for Late Payment?
Is it Allowed to Stipulate a Penalty Clause against the Defaulting Lessee in a Lease Contract?
Is It Allowed to Enter into Lease Contracts That Include Penalty Clauses? If So, What Should Be Done with Penalty Fees Collected?
Who Has the Right to Money Taken from Contractors Due to Construction Delays?
Can a Bank Take a Commission from Merchants Who Accept Its Debit Card for Payment?
Is It Allowed to Participate in a Project Involving Contracts That Contain Some Prohibited Clauses?
What is the Ruling of Investing in a Project that Aims to Purchase Shares of A Company?

Others


What Is the Rule for Pictures Printed on Certain Food Items Such as Pictures of Humans or Animals?
Is It Permissible to Trade in Playing Cards and Tobacco?
Is It Permissible for Men to Use Gold?
What Is the Shariah View Regarding the Purchase and Sale of the Holy Quran?
Is It Permissible to Trade in Children’s Toys That Comprise of Dimensional Images?
Is It Permissible to Import Meat and Chicken from the United States of America?
Resolution No. 107 (1/12): "Delivery and Tendering Contracts"
RESOLUTION No. 100 (3/11): ISLAM FACE TO FACE WITH MODERNISM
RESOLUTION No. 99 (2/11): SECULARISM
RESOLUTION No. 101/3/10: SACRIFICIAL ANIMALS AND SHARI'A RULES FOR SLAUGHTERING THEM
RESOLUTION No. 84/1/9: GOLD TRADE, SHARI'A SOLUTIONS FOR COMBINED CASH AND TRANSFER PAYMENTS
Deferred Sale of a Precious Metal Other Than Gold or Silver
it Allowed to Use Music in Advertisements?
What is the Shari‘ah Ruling on Trading in Musical Instruments?
TIME SHARING قرار رقم 170 (8/18) بشأن عقد التملك الزمني
قرار رقم 168 (6/18) بشأن تحديد سن البلوغ وأثره في التكليف
قرار رقم 132 (6/14) بشأن عقود الإذعان
سفر المرأة بغير محرم
اقتناء أضحية العيد من صندوق الإيرادات قيد التصفية
شطب الديون الهالكة في حالة الأموال التي تدفع لأوجه الخير
Trading in Children’s Dolls
Selling Platinum for Deferred Payment
Selling Goods That Have Pictures of People or Animals on the Packages
Selling Goods in Packaging with Human or Animal Images
Stipulating that Customers not Deal with Competitors
Selling Human Hair to the Textile Industry
Selling Human Hair to the Textile Industry
How to Deal with the Profits of Customers Who Don't Come to Claim Their Profits?
Is it Allowed to Eat Cheese Made with Rennet from Calves that Were Not Slaughtered Islamically?
What is the Ruling on Fixing an Inanimate Symbol to a Building?
Can a Muslim Eat Meat from Restaurants or Stores in Christian or Jewish Countries?
What is to be Done about Imported Meat When There is Doubt About the Halal Slaughter Certificates Being Authentic?
Can an Islamic Bank Finance an International School Set Up and Run by Non-Muslims to Teach Muslim Children?
What is the Ruling on Trading in Antiquities?
Can a Woman Work During the ‘Iddah?
Can an Islamic Bank Hold Shares in a Company That Produces Da’wah Materials That Contain Music?
Can a Commercial Institution Distribute Cards in Mosques Containing Information about Its Activities?
Can a Muslim Landlord Allow a Swimming Pool It Owns to Be a Place of Free Mixing between Males & Females?
Can 3-D Cartoon Characters Be Used in Displays Intended for Children?
The Use of Mannequins to Display Clothing
What is the Ruling on Men Training Female Employees?
Can Stories for Children Use Drawings of People?
Is It Allowed to Build a Swimming Pool in a Hotel?
Is It Allowed to Install a Satellite Dish for an Apartment Complex?
Is It Allowed to Conduct Mixed Training Programs for Male and Female Employees?

Qabd


Dollars Are Purchased at Different Prices on the Same Day; Which Price Should the Customers Be Charged?
Resolution No: 13 (1/3)[1]: Concerning The Islamic Development Bank’s inquiries
A Shari‘ah-Compliant Alternative to an Option Contract
Buying Gold That Has Been Deposited with the Buyer
Can a Customer Islamically Transfer a Traveler’s Check to Another Person in the Same Currency?
What Is the Rule on Purchasing Gold Jewelry Set with Gems on a Deferred Basis?
Is It Permissible to Give a Discount to the Client on the Whole Quantity from the Beginning of the Signing of Contracts When the Commodity and the Payment for It Are Delivered in Stages?
Is It Permissible to Buy Goods Which Are on a Ship at Sea by the Testimony of the Carrier and Then to Sell These Goods by Making the Carrier an Agent?
What Is The Shariah Ruling on a Sale Contract When the Price Is Collected Before the Goods Reach the Country?
Will Shipping the Goods on the Request of the Purchase Undertaker Be Considered as Only Taking Possession Without Ownership?
Is It Permissible to Deliver the Goods Which Have Arrived Before Their Documents to the Client in a Murabahah Agreement?
What Are the Rules of Taking Possession in Currency Trading with Regard to the General Practices of Banks?
What Are the Rules Regarding Conditions Governing Murabahah Contract?
Is It Allowed to Buy Agricultural Products or Any Minerals Other Than Gold or Silver Which Is in the Actual Possession of the Seller?
A Discrepancy is Found in Murabahah Goods That Were Sold before Possessing Them
Resolution No. 65: Repurchasing checks issued by the Corporation to correspondent banks overseas
Resolution No. 120: Putting the name of the Corporation in newspaper ads along with the names of agencies selling cars by installments
Resolution No. 152: The Trade Line Scheme that the Corporation wishes to use in dealing with its clients
Resolution No. 157: The Corporation selling ready-mixed concrete
Resolution No. 159: The Corporation selling gold, silver and currencies to its clients
Resolution No. 161: The permissibility of the seller of a commodity to Al Rajhi providing a guarantee of the party purchasing from Al Rajhi
Selling Goods Based On Its Specifications
The Customer Colludes with the Bank’s Agent to Get Financing by a False Sale
Deferred Installment Sale: Issue Of Selling Assets That Is Not In One’s Possession And Compensation For Refusal To Buy The Subject Matter
Murabahah Mudawwarah: Actual Or Constructive Possession
Hibah In The Takaful Industry
Murabahah Structure
Murabahah+Agency
Owning Goods Before Selling It
What Is to Be Done if the Original Seller Does Not Deliver the Good to the End Buyer?
What Is to Be Done in Murabahah about Anomalies in Delivery of the Subject of the Sale?
When the Goods Arrive before Their Shipping Documents
A Commodity Purchase Option
Appointing the Original Seller as an Agent, and Making Him a Guarantor for the Price
The Buyer Asks the Seller to Store the Purchased Goods in His Warehouse
Selling The Subject Matter Of Salam Before Its Possession
Selling Gold Jewelry Set with Gems by Deferred Payment
What Constitutes Possession (Qabd)?
Is Storage in Public Warehouses with Certificates Detailing the Specifications of the Commodities Considered Possession that Allows Resale?
A Discrepancy is found in Murabahah Goods That Were Sold before Possessing Them
Is It Allowed to Take Security for a Debt before the Debt is Incurred?
Is Storage in Public Warehouses with Certificates Detailing the Specifications of the Commodities Considered Possession that Allows Resale?
Can a Contract Be Signed with a Purchase Undertaker before the Official Ownership Transfer Procedures Are Completed
What Constitutes Possession of Equipment When the Contract Requires Its Installation in the Buyer’s Building?
Can Delivery Be Deferred of Both the Sold Good and the Price in a Sale?
Can the Buyer Reserve the Right to Annul a Delayed-Delivery Sale Six Months after the Purchase?
Who Bears the Liability for the Goods in a Murabahah Sale at Various Stages of the Process?
If the Bank Buys Goods from a Dealer, Can It Make the Dealer Its Agent to Sell The Goods to Others?
Can the Buyer/Reseller Store the Purchased Goods in the Primary Seller’s Warehouse before the Second Sale?
Can the Bank Appoint an Employee of a Supplier as the Bank’s Agent to Receive and Deliver Goods?
Is Full Payment Required Up-Front if Delivery of the Purchased Goods Is Delayed?
Is It Allowed to Appoint the Seller as an Agent to Safeguard the Purchased Commodity and Deliver It to Third Parties?
What Is the Ruling on Buying Currencies?
Resolution No. 53/4/6: Possession: its different forms, especially its modern forms and their rules

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