Youness Soualhi

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Publication

  Title Category / Type
1

Pricing of Family Takāful Products: A Sharīʿah Perspective

EXECUTIVE SUMMARY The research investigates the Sharīʿah compliance of the pricing elements used in family takāful products. The reviewed literature has revealed a great deal of emphasis on the Sharīʿah aspects of the takāful contract, distribution of surplus, models used,…

Research Paper
2

الإطار المقاصدي للاسثمار المسؤول اجتماعيا والوساطة المالية القائمة على القيم

Event Papers
3

تطوير قطاع الأوقاف من خلال المصارف الإسلامية: التجربة الماليزية

تناول البحث تجربة واعدة في ماليزيا تتمثل في استخدام النظام المصرفي الإسلامي لتطوير الأوقاف. فبعد أن رسخت كبرى البنوك الإسلامية قدمها في الجانب التجاري الربحي التفتت قبل فترة إلى الجانب الاجتماعي الخيري موظفة آليات عديدة منها الوقف. ويُعدّ التكامل بين…

Journal (Arabic)
4

Nomination in the Context of IFSA 2013: A Critical Shariah Appraisal

Executive Summary   The research objectives are two-fold: (i) to investigate the Sharīʿah basis of Schedule 10 of IFSA 2013; and (ii) to survey the practice of nomination among takāful operators in Malaysia. After reviewing the main literature on nomination…

Research Paper
5

Challenges of developing a takāful retirement annuity plan in Malaysia

Purpose – This paper aims to explore the challenges facing the development of a takāful retirement annuity plan in Malaysia. It also aims at exploring a new platform to re-launch the same product after being withdrawn from the Malaysian annuitymarket…

Journal (English)
6

CONCEPTS EMPLOYED IN THE ISLAMIC CAPITAL MARKET: AN OVERVIEW (ISRA-TR REPORT 2017)

The Islamic capital market has employed a number of Sha- riah concepts to structure products deemed innovative and robust. In order to meet the objective of fund allocation from surplus units to de cit units, Shariah scholars have had to…

Articles
7

MODELS OF SHARIAH GOVERNANCE ACROSS JURISDICTIONS (ISRA-TR Report 2016)

A Shariah governance framework (SGF) acts as a yardstick for Islamic financial institutions (IFIs). Over the last few decades, several models of Shariah governance have been introduced, which capitalize on the best practices of corporate governance set by international standards…

Articles
8

Surplus Distribution in Current Takaful Operations: A Critical Shariʿah Perspective

This research addresses a number of issues related to surplus distribution in takaful. The first section is devoted to revisiting the main financial concepts related to the surplus such as underwriting surplus and profit. Modes of distribution such as pro-rata and…

Articles
9

The Practice of Takaful Benefit (Nomination) in the Context of IFSA 2013: A Critical Appraisal

Nomination, in the context of takāful (Islamic insurance), involves the takāful participant nominating a person to receive the takāful benefits in the event of the participant’s death before the maturity of the takāful plan. Distribution of the takāful benefits that…

Journal (English)
10

Shari’ah Inspection in Surplus Distribution – Islamic Views and its Current Implementation

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Articles